CODE OF ETHICS

LOUISIANA MORTGAGE LENDERS ASSOCIATION

THE LOUISIANA MORTGAGE LENDERS ASSOCIATION, BELIEVING THAT INTERESTS OF THE PUBLIC AND PRIVATE SECTOR ARE BEST SERVED THROUGH THE VOLUNTARY OBSERVANCE OF ETHICAL STANDARDS AND PRACTICE, HEREBY SUBSCRIBE TO THE FOLLOWING CODE OF ETHICS.

HONESTY & INTEGRITY

LMLA MEMBERS SHALL CONDUCT BUSINESS IN A PROFESSIONAL MANNER REFLECTING HONESTY, HONOR AND INTEGRITY. LMLA MEMBERS PLEDGE EFFICIENT AND FAIR CONSIDERATION OF THE INTERESTS OF THE BORROWER SO THAT THE BORROWER MAY NOT BE EXPLOITED BECAUSE OF ANY IGNORANCE OF LAWS AND REGULATIONS MADE TO PROTECT HIM.

HONESTY IN ADVERTISING

LMLA MEMBERS SHALL ENDEAVOR TO BE ACCURATE IN ALL ADVERTISEMENTS AND SOLICITATIONS AND INFORM THE PUBLIC CLEARLY AND ACCURATELY OF THEIR SERVICES AND FEES CHARGED THEREFORE. LMLA MEMBERS WILL NOT QUOTE INTEREST RATES, TERMS OR LOAN AMOUNTS THAT HE KNOWS ARE UNLIKELY OF REALIZATION.

CONFIDENTIALITY

LMLA MEMBERS SHALL AVOID UNAUTHORIZED DISCLOSURE OF CONFIDENTIAL INFORMATION.

COMPLIANCE WITH LAW

LMLA MEMBERS SHALL CONDUCT BUSINESS IN COMPLIANCE WITH ALL APPLICABLE LAWS AND REGULATIONS.